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Rancho Santa Fe

McCormack's Guides

Rancho Santa Fe, Fairbanks Ranch

Unincorporated Town and Neighborhood, San Diego County

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Zip Codes: 92091, 92067

Prestigious. Among the choicest addresses in the county and probably in the world. The 2000 census placed Rancho Santa Fe — known by locals as “The Ranch” — number one in income in the U.S. www.mccormacks.com

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Even modest homes sell for well over $1 million and many go for $10 million to $25 million.

Around Rancho Santa Fe are about two dozen wealthy developments, Fairbanks Ranch, the largest, 620 homesites.

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The others include, Whispering Palms, 554 sites, the Bridges, about 250 sites, Crosby, 443 sites, Cielo, 528 sites, Del Mar 108, Rancho Diegueno, 238. In this Olympus, some might also place Santaluz. See Carmel Valley.

A little orientation.

Rancho Santa Fe, named after the railroad company that used to own the land, started development in the 1920s. The project covered about 6,200 acres, ultimately fielded about 1,460 homes and was packaged as an exclusive community controlled by a homeowner's association. www.mccormacks.com

No sidewalks, no street names, no street lights, just miles of elegant homes in a lovely setting, streets bowered with trees. This association runs the golf course and sets the rules.

Key word: covenant. If you live in a covenant home, you live in the original Rancho Santa Fe, which has about 3,300 residents (2000 census). But from a different perspective, the address includes many more.

Rancho Santa Fe is located about six miles east of Encinitas in a wide and beautiful valley rumpled by hills and mesas. When it was built, San Diego County was sparsely populated, roads were poor and freeways nonexistent. To stick a major development out in the country without stores and services didn't make sense.

So with the Santa Fe homes came a hamlet that now includes shops, banks, real estate offices, post office, a library and restaurants.

A small school district was formed, Rancho Santa Fe Elementary District. After the eighth grade, the students move up to the schools of the San Dieguito District and, usually, Torrey Pines High in Carmel Valley. See following. www.mccormacks.com

Rancho Santa Fe is unincorporated. It is not a legal city. It is technically governed by the County Board of Supervisors but in reality, it is pretty much governed by the Covenant Homeowners' Association but this absence of municipal boundaries is worth noting.

For a long time, Rancho Santa Fe just sat out there by itself, an isolated enclave surrounded by large citrus farms. It was so big and influential, however, that its name was applied to the region, even to homes outside the covenant.

About the 1970s, as the freeways were opened, developers discovered the lands surrounding the covenant. And so, Fairbanks Ranch, the Bridges, etc. Technically, they are not part of the “true” Rancho Santa Fe but they are in the region or the zip code of Rancho Santa Fe.

So often they are marketed as, say, “Rancho Santa Fe Communities” and zip code for the region puts the population about 12,000.

Most if not all of these developments are coming with homeowner associations that set and enforce the rules of building and design within their borders and manage the golf course or communal grounds and if gated and guarded, the security. www.mccormacks.com

These places have their own identities. Some people will talk of Fairbanks Ranch as simply Fairbanks Ranch and it will show up on maps as Fairbanks Ranch. When you deal with Realtors, they might rattle on a bit about Rancho Santa Fe, then get down to the specifics of each development.

Not all developments are served by the school districts that educate the Rancho Santa Fe kids. Many students will attend the schools of the Solana Elementary District and move up to the high schools of the San Dieguito District (but not necessarily Torrey Pines High).

Several developments, including Santaluz, are located within the borders of the City of San Diego. Santaluz is part of the Poway Unified School District.

Traffic is a problem. Little has been done to improve the half-dozen two-lane roads that have served the region for God-knows-how-long. The roads carry the new and old residents, tourists, trucks making deliveries and commuters taking shortcuts. More development is coming, and the existing roads may be extended to tie into projects building out from Interstate 15.

Not all is gloomy. Some of the larger developments, notably Fairbanks Ranch and The Ranch itself, are close to Interstate 5. In a few years, Santaluz will open a road that will allow access to Highway 56, a new freeway. For many people, we are talking about traffic that will irritate occasionally, not infuriate constantly. www.mccormacks.com

Once on Interstate 5, it is a short drive to the job centers around UC San Diego and Sorrento Valley. And beyond them, another 10-15 miles to downtown San Diego and the International Airport. For surfing, the drive will be 15 or 20 minutes or less.

If you are buying in the region, check out the area general plans from the county and from the City of San Diego.

Fairbanks Ranch is named after Douglas Fairbanks, who used to live there with wife, Mary Pickford. They were two of the first movie stars.

The hamlet takes in two neighborhoods off San Dieguito Road. The first, population 900, consists of one tract near the Fairbanks Ranch Country Club. This tract is situated within the City of San Diego and is patrolled by San Diego cops. The housing is upscale — two stories, four to six bedrooms, landscaped — but not overwhelming. And not gated.

At the edge of this tract, the land moves into the jurisdiction of the county, which is patrolled by sheriff's deputies. The second Fairbanks neighborhood, population 2,244, starts about here. It is gated, woodsy and loaded with estate homes on large lots. It also has many upscale homes, well appointed, custom designed, but not in the estate class. www.mccormacks.com

Both Fairbanks were built mostly in the last 15 years. Stores, offices and service shops and a fire station are along El Apajo Road. Also a private school and a public, Solana Santa Fe Elementary. Other developments:

• The Bridges. 250 plus homes on 540 acres. Gated. Golf Course. Clubhouse, a la Tuscany, with swimming and workout rooms. Off of Camino Del Norte.

• Cielo. 530 homesites on 1,740 acres, many of them in rugged hills near Elfin Forest Road. Views of ocean and countryside. Gated. Tennis, pools, clubhouse. Park. Shops and stores to open in 2006 or soon after

• Crosby. 722 acres. Mix of villas, custom and semi custom homes around golf course. Gated. Clubhouse, pool, tennis courts. Off of Del Dios Highway.

• Del Mar Country Club. 266 acres. 108 sites around a golf course. Gated. Tennis and swimming. Off of San Dieguito Road. www.mccormacks.com

• Rancho Diegueno. 238 sites. Gated and non-gated. San Dieguito Road.

• Whispering Palms, which shows up on maps as Morgan Run. About 600 homes, condos, townhouses around golf course. 300 acres. Tennis, swimming.

The schools serving greater Rancho Santa Fe are among the highest scoring in the county and state. But often parents will compete to get into “the best of the best.” With these schools, parents are expected to put up their own money for enriched programs.

And to volunteer. The communities also help. In Rancho Santa Fe, the Cap and Gown Society raises more than $300,000 a year for the schools. When the music and singing were threatened, the fundraising cranked up to $2 million and the programs were saved.

The Rancho Santa Fe district has been trying for years to build another school but running into opposition over location. The latest plan, circa 2006, is to convert Rowe (Rancho Santa Fe) school, in effect a K-8, into an elementary school, K-6, and build a middle school at Calzada del Bosque and Via del Charro. www.mccormacks.com

The other districts are opening schools, which means changes in attendance boundaries. For info on attendance, check with the school districts. For more on schools, read Encinitas profile. See also Carmel Valley.

About half-dozen golf courses. Horse country. Stables and miles of trails. Polo field. County park on west side but most recreation is private: clubs for tennis, swimming, fitness. Great variety of pursuits, gardening, bridge, charities, etc. Cooling breezes from Pacific. School grounds for soccer, basketball, baseball. Society. If you want to meet people, many ways.

Crime very low. Many people or neighborhoods sign up with private security.

• In 2005, a 73-year old Rancho Santa Fe man out to pick tomatoes in his back yard surprised a deer. The buck, trying to escape, hooked the man, causing injuries that killed him. Hunters later killed the deer.

• Sir Elton John Plays Rancho Santa Fe. At the 2006 wedding of Tanya and Charles Brandes. He’s into stocks, ranked 382 on Forbes, worth $2 billion. Just before the wedding, the Brandes home was finished, 54,000 square feet, $50-$60 million, 30 acres. If you’ve got it, why not? www.mccormacks.com

On the other hand, if you don’t got it, shouldn’t cut corners to get it. In 2006, Randy “Duke” Cunningham, a former Navy Top Gun, Vietnam ace and congressman, was sentenced to 8 years in prison. Took bribes to buy, among other things, a house in Rancho Santa Fe. Lost house, possessions, wife (filed for divorce). She called the house, valued at $2.3 million, “a fixer upper.”

• Rancho Santa Fe and its communities are getting into arguments over traffic and whether to widen the roads. One suggestion: incorporate as a legal city and bring tighter controls to development.

• To reach Rancho Santa Fe, drive east on Linea del Cielo Road from Solana Beach or Encinitas Boulevard out of Encinitas.

 
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